Empowering you is our business
Since 2021, Powers Insurance Solutions has been navigating the Medicare world to provide the best coverage for our clients!
Sandra Powers Medicare
Empowerment. Education. Wellness
Sandra Powers
Meet Your Medicare Insurance Navigator
As a proud cancer survivor, I bring a deeply personal perspective to helping you navigate your Medicare journey. Over seven years, I underwent 12 surgeries and faced the complexities of the healthcare system head-on. I learned firsthand how critical it is to have the right health insurance to cover specialized treatments—and the costly consequences of gaps in coverage. By the end of my treatment, I faced over $14,000 in medical bills due to co-insurance, a challenge that fueled my passion to become an independent insurance agent.
Clients often ask, “Why insurance, and why independent?” My answer is simple: Healthcare is not one-size-fits-all. Your needs are unique, and a single carrier or plan rarely meets them all. As an independent Medicare Insurance Navigator, I take a holistic approach, crafting a personalized plan that fits your health care needs, and lifestyle.
Your journey deserves the Power(ful) way. Contact me today to discuss your needs and secure the right plan for 2026!
Not sure what you need? Let me answer all your questions!
Medicare FAQ's
Got questions? We've got answers
You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65.
The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.
If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.
If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.
Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.
If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.
