Gaps in healthcare coverage may mean that some people have trouble in gaining coverage in some situations or end up with high out-of-pocket expenses
Medicare Part D also called Prescription Drug Plans are also offered by private insurance companies, and you can comparison shop and choose a plan that best suits your needs.
This is where private insurance plan step into place. Medicare Advantage plans are provided by private insurance companies to give you more benefits than Medicare offers.
Since 2021, Powers Insurance Solutions has been navigating the Medicare world to provide the best coverage for our clients!
I changed my insurance and have been very satisfied my agent has been a big part of my happiness with the change she has always helped me and I encourage my friends to contact her for their insurance needs.
Sandra, you are an absolute Gem for all your support to Veterans! I personally want to thank you for your dedicated support to all Veterans!
I had a detached retina and needed immediate eye surgery. Being scared and blind in one eye we chose a retina clinic that was recommended by the eye doctor. Upon arriving we were notified they did not accept our insurance. We went ahead with the surgery. In conversation with Sandra about another issue she started the paperwork that was needed to be reimbursed. After much trouble we are now awaiting a refund of $1800! Sandra helped us with this and we also learned there are ways to work with the insurance companies.
We are very appreciative of you getting us to the right product above all else when you analyzed our needs. Thanks again.
Sandra made the shopping for Medicare plans so easy. She took the time to review the different options available. She is so knowledgeable in the different Medicare Advantage plans. After reviewing all the options, Sandra had my full confidence that I was making the right decision. I highly recommend Sandra Powers to anyone seeking a reliable and trustworthy partner in the Medicare maze." Mary
480-719-9400 (TTY: 711)
Medicare FAQ's
You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65.
The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.
If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.
If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.
Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.
If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.
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Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency.
We do not offer every plan available in your area. Currently we represent 14 organizations which offer 91 products in your area. Please contact Medicare.gov ,1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.